No, America's HealthShare does not have deductibles or copays.
Because we are not an insurance program, your Membership is not an insurance policy, and so does not have the components of an insurance policy like a deductible, copay, coinsurance, etc.
In order to ensure that the Sharing Community is being a good steward of Members' funds, we have an Annual Unshared Amount (AUA), which is the amount of eligible medical expenses that must be paid by a Membership household in a program year. Once the AUA has been met, eligible medical expenses are shared at 100% up to $1 million dollars per incident, per year, per Member.
Depending on the prescription program associated with their America's HealthShare Membership, Members may have a co-share that they are responsible for paying at the pharmacy when picking up prescriptions. The cost of the prescription is not subject to the Annual Unshared Amount and cannot be submitted for sharing.