What are Distributed Share Balances?

To process and pay medical bills quickly, America's HealthShare implements a practice called Distributed Share Balance. America's HealthShare is NOT insurance, so we do not collect and hold medical reserves in a centralized bank account. Instead, the Monthly Share Amount is set at a level to build a small balance (or reserve) in every Member’s individual share account. These “Distributed Share Balances” enable America's HealthShare to better manage the ebb and flow of medical usage and medical needs payments.